Shipping a vehicle with the help of auto movers usually involves insurance. Auto shipping companies usually offer insurance to cover chipped paint, dents, and other damages incurred during transit. You may also need additional coverage when relocating fragile classic or luxury cars. Here’s what to know about insurance and auto shipping services:
What Is Auto Moving Insurance?
In order to stay compliant, auto transport companies must have insurance coverage for the vehicles they ship. The level of coverage varies from move to mover and is based on specific factors like the car make, model, year, and value. You can ask auto shipping companies for insurance information to assess the level of coverage and compare it with your needs. Leading movers offer liability insurance for damages that happen while your car is in transit. They may also offer cargo insurance to protect your vehicle against theft, fire, and physical damage. Review the policy to find out more about the level of coverage, including limitations and exclusions.
What Coverage Do I Need?
Auto movers offer various types of insurance, including carrier liability, cargo, and supplemental insurance. Carrier liability insurance covers damages that occur while your vehicle is under the care of the mover. Cargo insurance offers protection for chipped paint, dents, and abrasions caused by roadside debris. The policy covers damages during loading, transit, and unloading. You can use it when shipping your car with open carriers. Supplemental insurance is ideal for luxury, classic, and high-value vehicles and offers coverage for additional risks like natural disasters. You can also purchase personal auto insurance coverage to extend shipping coverage based on your car’s value. Confirm with the auto mover to determine the extent of coverage and purchase additional policies based on your needs.
Should I Get Additional Coverage?
Additional coverage allows you to protect your high-end-luxury and classic cars beyond what standard policies offer. You can purchase additional policies to extend the coverage limit or protect your vehicle from weather-related damage. Such options give you comprehensive coverage, which may be necessary when shipping your vehicle over a long distance. Check with the mover to determine if you need additional coverage for specific liabilities. You can find high-tier coverage to protect your car from almost everything, including minor dings and dents and major issues like broken headlights and springs. The basic coverage is usually sufficient unless you’re moving fragile classic cars and high-end models that require extra protection.
What Exclusions Should I Know About?
Exclusions are the damages your auto mover doesn’t cover and may require additional policies. Auto movers usually don’t offer protection for personal belongings left inside the car unless you verify such details with them. They may also exclude natural disasters, specific weather-related events, and mechanical issues. Damages due to improper preparation, such as low tire pressure or loose parts, are also left out. Ask the mover about exclusions and how to get comprehensive coverage for your vehicle. You can use closed carriers to eliminate damage caused by road debris and outdoor elements. Inspecting your vehicle and documenting all before and after issues also allows you to determine new damage.
Find Reliable Auto Shipping Services Today
Reliable auto movers offer comprehensive insurance to protect your vehicle from common risks. They also hire qualified drivers and skilled transport advisors to help minimize risks associated with relocating your car. Speak to an experienced auto shipping company today to learn more about their services and insurance policies.
